## Configuring Connected Accounts

This section of the Stripe Connect documentation provides comprehensive guidance on how to configure the behavior of your connected accounts, ensuring they align with your platform's specific business model and operational requirements. It covers various aspects of account management, from defining responsibilities for fees and negative balances to enabling specific capabilities and integrating with other Stripe products.

### Key Areas of Configuration:

*   **Defining Responsibilities:** Understand how to set `defaults.responsibilities` to determine who is liable for negative balances and how Stripe collects payment fees. This is a crucial step in managing financial risk and operational costs.
*   **Account Capabilities:** Learn about the various capabilities you can enable for your connected accounts, such as processing payments, receiving transfers, or managing tax reporting. Requesting only necessary capabilities can streamline the onboarding process and reduce verification efforts.
*   **Customer Representation with Accounts v2:** Explore how the Accounts v2 API allows you to represent customers using Account objects, simplifying integrations by eliminating the need for separate Customer objects.
*   **SaaS Platform Integrations:** Discover how to configure your connected accounts for SaaS platforms, including charging SaaS fees directly through Stripe Billing and managing payment flows.
*   **Migrating Integrations:** Find guidance on migrating existing integrations from Accounts v1 to Accounts v2, ensuring a smooth transition to leverage the latest features and improvements.
*   **Embedded Components and Customization:** Learn how to integrate and customize various embedded components to provide a seamless user experience for your connected accounts, including account management, onboarding, and financial reporting.
*   **Payment Processing and Charge Types:** Understand the different charge types (direct, destination, separate charges and transfers) and how they impact fund distribution, statement descriptors, and dispute handling.
*   **Payout Management:** Configure payout schedules, manage external bank accounts, and understand instant payout options for your connected accounts.
*   **Tax Reporting and Compliance:** Learn how to manage tax reporting obligations, including collecting necessary information, filing forms, and ensuring compliance with relevant regulations.
*   **Risk Management:** Implement best practices for risk management, including preventing fraudulent transactions, handling notifications, and understanding liability for negative balances.
*   **Testing and Verification:** Utilize testing environments and various verification methods to ensure the robustness and security of your Connect integration.

By leveraging the information in this section, you can effectively configure your connected accounts to meet your platform's unique needs, optimize financial operations, and provide a secure and compliant experience for your users.